Privacy Policy

We collect information to provide a seamless educational and planning experience. This includes:

a. Account & Authentication Data

When you register or sign in to our Platform, we collect your name, email address, password (securely hashed), and mobile or WhatsApp phone number. For login authentication and verification purposes, we send and temporarily log one-time passwords (OTPs).

b. Webinar & Order Data

When you select and buy webinars or register for events, we create an order record. This includes the details of the webinar purchased, transaction identification numbers, date/time of purchase, and amount. Please Note: All payments are processed through secure, certified third-party payment gateways. We do not store or process your credit/debit card numbers, CVVs, or internet banking credentials directly on our servers.

c. Calculator Inputs & Financial Profiles

Our Platform provides interactive financial calculators (such as SIP, SWP, Lumpsum, Goal Setting, Retirement Planning, Child Education, Term Insurance, Cost of Delay, and Financial Health Checkup). Any financial data, goals, current investments, or income details you input into these calculators are processed dynamically to generate your report or checkup score. If logged in, you may save these profiles to your account for future reference.

d. Contact & Inquiry Details

If you reach out to us using our contact forms, WhatsApp links, or support emails, we collect your name, email, phone number, subject, and the contents of your message to respond to your inquiry.

We use your information strictly for the following purposes:

• Account Operations: To create your account, verify your identity using OTPs, and authenticate your login.
• Order Processing & Fulfillment: To record your webinar purchases, generate invoices, confirm event registration, and provide you access to the webinar links.
• Resource Delivery: To verify your active registrations and grant access to premium webinar documents, tools, and downloadable files under your dashboard's "Resources" section.
• Personalized Financial Education: To run financial calculations, present calculator summaries, and deliver detailed financial health checkups customized for you (e.g., customized strategies for Working Professionals, Business Owners, or NRIs).
• Communication: To send transaction confirmations, webinar links, schedule updates, administrative emails, and responses to your contact requests.

We prioritize the security of your data. We implement industry-standard electronic, administrative, and physical security measures:

• Passwords are securely encrypted using modern cryptographic hashing algorithms (BCrypt) before saving.
• Secure session handling, authentication guards, and Cross-Site Request Forgery (CSRF) protection tokens prevent unauthorized access.
• We retain your personal data only as long as necessary to maintain your user account, fulfill webinar orders, or comply with financial and tax auditing requirements.

We do not sell, rent, or trade your personal information to third parties. We share limited details only with trusted service providers to carry out essential platform functions:

• Payment Gateways: To securely process transactions for your webinar orders.
• SMTP/Email Service Providers: To send transaction receipts, verification OTPs, and contact updates.
• WhatsApp API Integration: To provide you with floating WhatsApp support and direct messaging features.
• Regulatory Compliance: We may disclose information if required to do so by law, court order, or government authority (e.g., in accordance with our IRDAI license and AMFI/ARN registration guidelines).

As a registered user of CompoundwithHR, you have control over your data:

• Profile Access & Edit: You can view and edit your profile information (name, phone number, security credentials) directly through your Account Dashboard.
• Order History: You can view all past webinar bookings and transactions under your profile's Order History tab.
• Resources: You have the right to download and view the resources associated with your active webinar credentials.
• Account Closure: You can contact us to request the deletion or deactivation of your account.

We use essential cookies to maintain your login session, handle secure forms, and improve site performance. You can block or clear cookies through your browser settings, but doing so may restrict your access to secure sections of the site.

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Effective Date". We encourage you to review this page periodically to stay informed about how we protect your information.